Program Requirements:

• Minimum credit score of 480
• Minimum Household Income of $4,000 per month
• 5% Down payment
• Minimum Home Price of $150,000
• Commitment to an approved credit repair program

How it works:

1. You will complete the application for the Dream America program at
   Apply Now
2. Once approved, Tamika Stinson Real Estate Group will assist you in finding your dream home.
3. You will lease the home from Dream America for a period ranging from 6-18 months. While leasing you will be required to commit to an approved credit repair program.
4. When credit score is high enough to get approved for a mortgage, you will purchase the home from Dream America. Dream America will contribute the initial 5% down payment to your purchase transaction as your down payment.